:root{--navy:#151d31;--navy2:#0d1424;--green:#00a651;--yellow:#ffd400;--ink:#1c2734;--muted:#5c6b7d;--line:#e2e8ee;--paper:#f4f7f5}
*{box-sizing:border-box}
body{margin:0;font-family:Inter,system-ui,-apple-system,sans-serif;color:var(--ink);background:var(--paper)}
.topbar{min-height:76px;background:linear-gradient(110deg,var(--navy),var(--navy2));display:flex;justify-content:space-between;align-items:center;padding:12px clamp(18px,5vw,64px);box-shadow:0 8px 24px rgba(21,29,49,.16)}
.brand{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none}
.brand b,.brand small{display:block}.brand b{letter-spacing:.25px}.brand small{color:#bdc8d8;margin-top:2px;font-size:11px}
.mark{width:42px;height:42px;border-radius:11px;background:var(--green);color:#fff;border:2px solid var(--yellow);display:grid;place-items:center;font-weight:900;box-shadow:0 7px 18px rgba(0,166,81,.23)}
.login-link{color:#fff;text-decoration:none;border:1px solid rgba(255,255,255,.3);border-radius:9px;padding:9px 13px;font-size:13px;font-weight:700}
.login-link:hover{color:var(--navy);background:var(--yellow);border-color:var(--yellow)}
main{max-width:840px;margin:0 auto;padding:40px 20px 80px}
.eyebrow{color:var(--green);font-weight:900;letter-spacing:.14em;font-size:11px;text-transform:uppercase;margin:0 0 8px}
h1{margin:0 0 6px;font-size:clamp(26px,4vw,34px)}
.updated{color:var(--muted);font-size:12.5px;margin:0 0 30px}
.legal-nav{display:flex;gap:10px;margin:0 0 30px;flex-wrap:wrap}
.legal-nav a{color:var(--navy);text-decoration:none;font-weight:700;font-size:12.5px;border:1px solid var(--line);border-radius:8px;padding:8px 12px;background:#fff}
.legal-nav a.active{background:var(--navy);color:#fff;border-color:var(--navy)}
.legal-nav .lang-toggle{margin-left:auto;color:var(--navy);font-weight:800;font-size:12.5px;border:1px solid var(--line);border-radius:8px;padding:8px 12px;background:#fff;cursor:pointer;font-family:inherit}
.legal-nav .lang-toggle:hover{background:var(--paper)}
.hidden{display:none!important}
article[lang="sw"]{direction:ltr}
article{background:#fff;border:1px solid var(--line);border-radius:16px;padding:clamp(20px,4vw,40px);box-shadow:0 4px 20px rgba(21,29,49,.05)}
article h2{font-size:16px;margin:28px 0 10px;color:var(--navy)}
article h2:first-child{margin-top:0}
article p,article li{font-size:13.5px;line-height:1.7;color:#33414f}
article ul,article ol{padding-left:20px;margin:8px 0}
article table{width:100%;border-collapse:collapse;margin:10px 0 6px;font-size:12.5px}
article th,article td{text-align:left;padding:8px 10px;border-bottom:1px solid var(--line)}
article th{color:var(--muted);font-weight:800;text-transform:uppercase;font-size:10.5px;letter-spacing:.04em}
.notice{margin-top:26px;padding:14px 16px;border-radius:10px;background:#fff8d6;border:1px solid #f4cf00;color:#5c4700;font-size:12px;line-height:1.6}
footer{text-align:center;color:var(--muted);font-size:11.5px;padding:20px}
@media(max-width:560px){main{padding:24px 14px 60px}}